Estate inventory (pre-death): a structured picture of your assets, accounts and obligations — without improvisation.
VALORA works with you to build an exportable and actionable inventory: what you own, where the information is kept and what should be passed on at the right time.
WHAT IT IS (AND WHAT IT ISN’T)
An estate inventory isn’t “an endless list” — it’s a structure.
The goal isn’t to detail everything needlessly. The goal is to produce information that you, your loved ones or your future liquidator can actually use: what exists, in which categories, and how to find the documents and contacts.
What the inventory covers (depending on your situation)
- Real estate (residence, building, land, rights)
- Vehicles (car, motorcycle, RV, boat, etc.)
- Bank accounts (institutions, account types)
- Investments (RRSP, TFSA, brokerage, plans, etc.)
- Insurance (life, home, auto, disability, etc.)
- Businesses / shares / income (if applicable)
- Complete inventory of your belongings (all items in your residences, including valuables, collections and important keepsakes)
- Debts / obligations (mortgages, credit cards, loans)
- Subscriptions and recurring payments (mobile phone, Internet, services)
- Key documents (where they are, not necessarily their contents)
The level of detail is set during the assessment: you choose what is essential.
Deliverable: an exportable, reusable inventory
- You receive
A structured inventory, exportable (CSV/XLSX)
- Consistent fields (category, institution, information location, notes, status)
- An “action items” view (what’s missing, what needs updating)
How we build it: simple milestones
- Assessment: scope, level of detail, authorized persons, transmission rules
- Guided collection: what you already have and what’s missing.
- Structuring: exportable inventory with views (by category / by room)
- Validation: consistency and “ready to hand over” according to your rules
- Update plan: cadence and triggers
Sensitive data: minimization and controlled access
- An estate inventory contains sensitive information. VALORA takes a pragmatic approach: collect only what is necessary, limit access and set clear rules for how it is shared.
FAQ
No. Part of the work consists of identifying what is missing and structuring an action list.
Only if it’s useful. We favour a usable structure; full itemization is not always relevant.
No. It is an organizational deliverable; if legal instruments are required, they are handled by the appropriate professionals, in accordance with the mandate.
Yes. The scope is defined as part of the assessment.
Yes. We can create an “essential” V1, then build on it.
Depending on volume and dispersion, we work by milestones with a range.
Yes. We apply strict access-control and sharing discipline.
$160/h/person, by milestones; disbursements are rare but possible depending on requests.